Business owner sounds fraudulent cheque alert

Business owner sounds fraudulent cheque alert

Business owner, Thomas Roserie, has sounded a fraudulent cheque alert,after receiving a bogus cheque in the sum of $3,104.00.

Roserie, who owns Chemical Manufacturing and Investment Company (CHEMICO) which is based in Vieux Fort, said the cheque was presented by a young man who called to place an order for merchandise from the company.

The business owner recalled that upon delivery of the merchandise, the customer presented the CHEMICO driver with a cheque.

The cheque bore a number and the name of First National Bank, Roserie said.

However the businessman said when the cheque was presented, the bank indicated that there was no account under the number on the cheque.

“It is obvious that the perpetrator of this fraud will continue to go to the business houses and seek to obtain merchandise,” he stated.

Thomas Roserie

Roserie said he wanted to alert all business owners to people who are presenting fraudulent cheques.

He asserted that there is need to ensure that persons presenting cheques present proper identification.

“It is something very serious,” he observed.

Roserie expressed the view that the fraudsters are working as a group.

He appealed to persons who may be offered CHEMICO products at very low prices to beware of buying them, since they may be the products that were obtained by fraudulent means.

“If you lose three thousand dollars in one single day from one transaction you can imagine the impact it will have especially on small businesses that are currently operating, where people are presenting fraudulent cheques to them,” Roserie remarked.

He disclosed that the telephone numbers that were given by the person who presented the fraudulent cheque are out of service.

Roserie said he believes that more than one individual is involved in the scam.

He recalled that when the merchandise that was ordered from his company was sent to an isolated road on the Morne, a vehicle came to pick up the delivery.

“So even if you were to carry the police to that particular location, there is no way of identifying the persons or locating them,” the business owner explained.

Law enforcement sources have suggested that there may be an operation locally where fraudulent cheques are being printed.

Last week three men were arrested and charged after they were found in possession of fraudulent cheques in the sum of over $100,000.

To protect themselves, some business places refuse to accept cheques from customers they do not know personally while others have stopped accepting cheques altogether.

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29 Comments

  1. Anonymous
    May 11, 2017 at 2:57 pm Reply

    Why can’t those St Lucian business people have a policy in place that states. All personal checks, much be cashed prior to the delivery of any products.

  2. Lissa
    May 11, 2017 at 3:06 pm Reply

    The owner of the cheque should have their name, address and telephone numbers on the cheques. Printed by the bank.

    1. Queen Sugar
      May 11, 2017 at 3:47 pm Reply

      First thing I noticed.

  3. Anonymous
    May 11, 2017 at 3:11 pm Reply

    This cheque has no name or address, this is clearly a fraud cheque one look and anyone could see.

  4. Anonymous
    May 11, 2017 at 3:14 pm Reply

    As far as I know a cheque is not legal tender so the merchant is under no legal obligation to accept a cheque. Cash (coins and banknotes) is legal tender.

    1. Whatever...
      May 11, 2017 at 4:13 pm Reply

      I take it that bank notes cannot be forged?

  5. LB
    May 11, 2017 at 3:15 pm Reply

    Also … in continuation of Anonymous (May 11, 2017 at 2:57 pm), employers, together with the banks, could indicate (and educate) to business employees how to identify fraudulent cheques. As soon as I saw the cheque in the photo, I knew instantly that the cheque was false because of where and how the cheque number, and the account number were placed. Another way to defer cheque fraud is to have most business places who do constant transactions with their customers to issue “e-cards” (e.g. the e-fuel cards for petrol) bearing their business name. Banks should also encourage patrons to use credit and/or debit cards more. This practice should surely bring down bank rates, as these money transactions should be more in demand.

  6. Anonymous
    May 11, 2017 at 3:17 pm Reply

    OR have check verification system in place. Where you call a number to verify the check

    1. LB
      May 11, 2017 at 3:26 pm Reply

      Yes.

  7. Vibz
    May 11, 2017 at 3:19 pm Reply

    Life has become severely strenuous and unbearable. Wickedness and deceit are much too common. Everyday it’s either murder, wounding, thievery, fraud, accidents, political shenanigans, cursing, obscenities, vulgarity and the vile list goes on ad infinitum. Too many among us see work as slavery so they have decided that a career in criminality is much more preferable. A good weekly public flogging and very lengthy jail sentenced should be meted out to these menaces.

  8. LB
    May 11, 2017 at 3:26 pm Reply

    Further …. it starts with the banks! Since ALL cheques now have their own “bar code”, or are “readable”, all businesses and their employees should be educated on how to read and/or accept a cheque. If there is no “bar code” on the cheque, it is not valid (I encountered such a situation recently, where I issued money on an old cheque leaf, and it was promptly returned to me, as a bad cheque!).

    Note to all banks: please educate Joe Public, and Joe Employer/Employee on what to look for in a valid cheque.

    1. Whatever...
      May 11, 2017 at 4:11 pm Reply

      They need to read and educate themselves instead of focusing on only local politicking.

  9. Lorna
    May 11, 2017 at 3:34 pm Reply

    It is people like those fraudsters who cause problems for those of us who have never issued a bounced cheque and who will never intentionally dod so..

  10. Queen Sugar
    May 11, 2017 at 3:56 pm Reply

    Employees definitely need to be educated on how to identify fraudulent cheques and currencies. Also, delivering goods in a remote area to someone in a vehicle is highly suspicious. What if the driver was tied up and robbed. Actually I am now thinking that the driver may be in on this deal. hmm

  11. Whatever...
    May 11, 2017 at 4:07 pm Reply

    KYC Know Your Client or implement a system to get to know your client. There have always been fake cheques, fake cash, fake credit cards, and fake people in circulation. Not accepting cheques will not protect you. It is a legal negotiable instrument.

  12. Anonymous
    May 11, 2017 at 4:22 pm Reply

    He’s at it again. When will you learn.

  13. Anonymous
    May 11, 2017 at 10:14 pm Reply

    Well I am a victim of a managers cheque of 8,200.00 dollars and up to a day like today, after reporting the matter to the police investigating department, I wish I could have said the F B I, nothing has happened in terms of locating the perpetrators, considering that St. Lucia is only 238 sq. miles. I will tell you this, as far as I am concerned those thieves, should have their hands cut off…I have more to say on that matter, but for now this is all I will say….

  14. Lovence
    May 11, 2017 at 10:15 pm Reply

    Well I am a victim of a managers cheque of 8,200.00 dollars and up to a day like today, after reporting the matter to the police investigating department, I wish I could have said the F B I, nothing has happened in terms of locating the perpetrators, considering that St. Lucia is only 238 sq. miles. I will tell you this, as far as I am concerned those thieves, should have their hands cut off…I have more to say on that matter, but for now this is all I will say….

    1. Anonymous
      May 11, 2017 at 10:35 pm Reply

      A manager’s cheque? Are you sure? Manager’s cheques don’t bounce!

      1. Anon1
        May 12, 2017 at 9:12 am Reply

        Really!

        If there’s no money in the Managers’ Account what do you expect the cheque to do, float!

        If it’s a fraudulent/forged managers’ cheque what do you expect to happen.

        Cash is KING (which can also be forged including coins).

  15. Foreigner
    May 12, 2017 at 9:47 am Reply

    Simple in some country there is a picture on the check owner if is a company there is a buyer.

  16. Concerned
    May 12, 2017 at 4:47 pm Reply

    I believe due care should have be taken on the part of the business place. Why accept a Cheque from a business you have no business relationship with What is the name of the business you are delivering $3000 worth of goods too and why to a van on the wayside. This should have alerted them that something was wrong.

    1. Rp
      May 12, 2017 at 10:36 pm Reply

      Exactly! Something is quite fishy here….

      1. Rp
        May 12, 2017 at 10:37 pm Reply

        And does insurance cover this? Hmmmm…..

  17. Rp
    May 12, 2017 at 10:35 pm Reply

    Sorry. I know this is a loss. But….this was not a smart business transaction. Businesses just don’t except cheques from non recognizable names and business names. If a manager allowed this type of action, and not Mr. Roserie, I would be questioning the one that allowed such a questionable transaction

  18. Anonymous
    May 12, 2017 at 10:46 pm Reply

    Mr. Roserie, I would check your people as this seems perpetrated to me

    1. Anonymous
      May 13, 2017 at 5:16 pm Reply

      This looks like an inside job.

  19. Anonymous
    May 13, 2017 at 5:16 pm Reply

    SO MANY “RED FLAGS” in this article and the business owner never picked up on any of them! How can you be drawn to making a delivery on a deserted road void of houses. The transaction took place on the road side? This business owner and / or delivery driver are “Fooking” idiots and don’t deserve to be in business.

  20. Anonymous
    May 15, 2017 at 10:35 am Reply

    Mr. Roserie, please do some internal checks. There appears more than meets the eye…

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