The Superintendent Minister of the Methodist Church in Saint Lucia has called on citizens to be wise and careful in their spending this Christmas.
In a Christmas message, Seth Ampadu noted that the observance can be a strain in a number of areas.
As a result, he warned that uncontrolled and thoughtless spending of money can turn moments of merriment into months of misery.
“So I repeat – Spend wisely. Debt is misery. Do whatever you can to avoid it. Credit cards are most tempting. That’s why you have to be disciplined and sensible,” the clergyman asserted.
According to Ampadu, self-discipline is hard to maintain especially when festivity is in the air.
But he explained that when festivity ends there is certainly no fun having to “pay and pay and pay”.
“Therefore, let discipline be your watchword. Why over-eat? Why over do? Why over-spend and then have to hide in shame from the debt collectors?” The Methodist Minister stated.
He encouraged citizens to only use credit cards for items included in their Christmas spending budget.
Ampadu advised that they pay off amounts charged for Christmas gifts the following month, so as not to incur any additional finance charges.
“Choose to buy a less expensive Christmas tree this year. The idea is to think through your Christmas-related expenses and make choices in the best interests of your family’s financial health,” he remarked.
He cautioned that being bombarded by powerful and persuasive marketing techniques, people have to be very careful not to get sucked into spending their money or time on things that are not truly beneficial to them and their families’ progress.
“Let our Christmas gift to our society be our commitment to peace,” Ampadu said.
” Find someone with whom you are now in conflict or tension; someone who doesn’t see the world the way you do; or someone to whom your kindness does not flow easily or at all.”
“I want to encourage all of us to be patient with one another and not to be competitive or covetous but to be cooperative and kind. Let us be our brothers’ or sisters’ keeper encouraging ourselves to focus on the meaning of the season,” The Methodist official said in his Christmas message.