Republic Financial Holdings Limited (RFHL) earned a record profit of US$329 million for the year ending September 30, 2025, up US$29 million (or 9.7%) from the US$300 million reported in 2024. This figure reflects the earnings available to shareholders.
Chairman Vincent A. Pereira attributed the exceptional results to sustained loan growth, improved operational efficiency and prudent risk management.
“For the past financial year, the Republic Financial Holdings Limited Group has delivered record results, strengthened its balance sheet, and deepened relationships with our customers and communities,” Pereira said. He noted that the year was one of “strong performance, disciplined execution, and meaningful progress” despite a “dynamic and often challenging global and regional economic environment”.
Based on the strong performance, the Board of Directors declared a final dividend of US$0.58 per share. This brings the total dividend for the fiscal year to US$0.90 per share, an increase of 5.3% or US$0.05 over the previous year’s total of US$0.85.
Pereira confirmed that RFHL’s capital and liquidity positions remain robust, providing a solid foundation for continued growth and innovation across all sixteen countries of operation and at the consolidated level.
Throughout the year, the company continued to execute on core strategic priorities, including enhancing customer experience, accelerating digital transformation, and embedding sustainability and good governance into operations.
The chairman also highlighted the group’s commitment to social impact, saying, “We also recognise that our success is really measured by the positive impact we create in the communities we serve.” Through social investment programmes and partnerships, RFHL supported national communities, youth development and small business growth to build more inclusive and resilient economies.
Looking ahead, Pereira expressed confidence in the group’s ability to navigate persistent global uncertainties and market volatility. He stated that the strategic focus remains clear: “to deliver sustainable value to our shareholders, provide exceptional service to our customers, and foster a culture of integrity, innovation, and inclusion”.
